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Homeowner Secured loans
 
Secured loans range from £10,000 up to £100,000.  Typical 14.9% APR. The maximum loan to value (LTV) a lender will offer is 80% of your property value.  However, if you have adverse credit, the lender may look to reduce the LTV they lend to.   Loan to value is calculated by adding your mortgage balance to the loan you want to apply for divided by your property value.  Secured loans can be taken out over five years up to thirty years. 
 
We have access to the whole of the secured loan market and so by submitting your details to us, we search around on your behalf to give you a wide choice of lenders to choose from.   Its our job to obtain the best deal for you. 
 
Once your details have been submitted, someone will be in touch with you to discuss your application.  Remember, you are under no obligation to accept any quote or offer should you make an application.
 Free Secured Loan Enquiry
"Completing This Form Can Save You Time & Money"
Your Details: (* denotes a required field)

FirstName

*

Surname

* 
Residential
*

day month year

*

Employment Status

* 

Occupation

Income Basic

* 

Home Tel

* 

Work Tel

(if contactable)

Mobile

(if contactable)

email

*
Quotation Details:

Loan Required

*   

Mortgage Term

*   

Loan Purpose

* 

Existing Loan

*   

Approx Property Value

*   
Mortgage Arrears
*   

defaults

*   

Notes

In considering your application Flexible Finance Ltd will search your record at a credit reference agency/ies. They will add to your record details of the search and your application. This may be seen by other organisations carrying out later searches. Flexible Finance Ltd or its 3rd party organisations will use a credit score or other automated decision making system when assessing your application. It is important that you give us accurate information.

Flexible Finance Ltd and its 3rd party organisations may use and search these records to:
* help make decisions about credit and credit related services, for you and members of your household;
* help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and members of your household;
* trace debtors, recover debt, prevent fraud, and to manage your accounts or insurance policies;
* check your identity to prevent money laundering, unless you furnish us with other satisfactory proof of identity. The credit reference agency/ies and the fraud prevention agency/ies will also use the records for statistical analysis about credit, insurance and fraud.

Please telephone Flexible Finance Ltd if you wish to have details of those
credit reference and fraud prevention agencies from whom Flexible Finance Ltd obtain information and with whom we record information about you. You have a legal right to these details.

You have a right, on payment of a fee, to receive a copy of the information we hold about you if you apply to us in writing

I confirm I have read the Data Protection statement to the applicant(s) and confirm that authority is given to Flexible Finance Ltd. and its 3rd party organisations to carry out a credit check(s) in furtherance of this application.

 

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The company is registered in England and Wales under Company Number 520850